The category is getting better
Association-first products are finally being built rather than adapted from rental software. That is good for boards, and we would rather compete on execution than on being the only option.
Comparison · verified August 2026
SMPLR HOA vs HOA OS
Plenty of products now describe themselves as an operating system for the association. As of August 2026 we could not verify published pricing or a public feature matrix for HOA OS, so this page does not invent one. What it does instead is fill in our own column for every row that matters, so you can take the same list to them.
The short version
Operating system is an easy phrase and a hard standard. It should mean one ledger, one owner record, one message thread, and one place the work actually gets done — not four products behind a shared login. The matrix below is the test we would apply to any vendor making the claim, us included. Send us HOA OS's answers and we will publish them here beside ours.
- HOA OS is best forAsk for a written quote and a feature list before you compare — and ask specifically which modules are priced separately.
- SMPLR is best forBoards and association-only managers who want the ledger, the mail, the phone, the website and the AI in one flat price — at 25 homes or across thousands of units.
- The deciding questionAsk to see one homeowner's record end to end: dues, payment method, request history, violations, ARC file, and every message and call. If that takes more than one screen, it is not one system.
SMPLR HOA and HOA OS, line by line.
Every row is one capability. A mark says how each product covers it; the words underneath say how far that cover goes.
| Feature | SMPLR HOA | HOA OS |
|---|---|---|
| Pricing model | Sliding scale per home, one plan | Not published |
| Entry price | $54 / mo at 25 homes, then about $1.05 per additional home | Not published |
| Minimum | 25 homes — our minimum community size | Not published |
| Scale | To 4,000 homes in one association; thousands of units across a Multi-Portfolio account | Not published |
- Included
- Included · per use
- Third-party
- Limited
- Add-on
- Not offered
- Roadmap
- Unverified
| Capability | SMPLR HOA | HOA OS |
|---|---|---|
| PlatformWhat the product is, and who touches it. | ||
| Rental Property Management | RoadmapSMPLR Rentals | UnverifiedNot verified |
| Multi-Portfolio | IncludedDozens of associations, thousands of units | UnverifiedNot verified |
| Website Builder | IncludedYour own domain | UnverifiedNot verified |
| Resident Portal | Included | UnverifiedNot verified |
| Native Mobile App | LimitedMobile web | UnverifiedNot verified |
| Money & accountingThe part a treasurer lives in. | ||
| Accounting Ledger | IncludedCash or accrual | UnverifiedNot verified |
| Reserve Tracking | Included | UnverifiedNot verified |
| Dues Invoicing | Included | UnverifiedNot verified |
| Autopay | Included | UnverifiedNot verified |
| ACH Payments | Included · per usePublished rate | UnverifiedNot verified |
| Card Payments | Included · per usePublished rate | UnverifiedNot verified |
| Check Lockbox | Included | UnverifiedNot verified |
| Bank Reconciliation | IncludedPlaid-linked | UnverifiedNot verified |
| Bill Payment | IncludedApproval-gated checks | UnverifiedNot verified |
| Vendor Management | IncludedW-9s & COIs | UnverifiedNot verified |
| 1099 E-Filing | Included1099-NEC e-file | UnverifiedNot verified |
| QuickBooks Sync | IncludedTwo-way sync | UnverifiedNot verified |
| Governance & complianceThe association-specific work. | ||
| Violation Tracking | Included | UnverifiedNot verified |
| Notice Automation | IncludedPer state | UnverifiedNot verified |
| Architectural Review | Included | UnverifiedNot verified |
| Work Orders | Included | UnverifiedNot verified |
| Virtual Meeting Platform | IncludedHosted in the app, with dial-in | UnverifiedNot verified |
| Meeting Recording & Transcript | IncludedRecorded and transcribed to the file | UnverifiedNot verified |
| Agendas, Motions & Minutes | Included | UnverifiedNot verified |
| Owner eVoting | IncludedWeighted ballots | UnverifiedNot verified |
| Document Library | Included | UnverifiedNot verified |
| Amenity Booking | Included | UnverifiedNot verified |
| Volunteer Rewards | Roadmap | UnverifiedNot verified |
| CommunicationReaching every owner, including the offline ones. | ||
| Broadcast Notifications | Included | UnverifiedNot verified |
| SMS Messaging | Included | UnverifiedNot verified |
| Shared Inbox | Included | UnverifiedNot verified |
| Certified Mail | Included · per usePostage at cost | UnverifiedNot verified |
| Print & Mail | Included · per usePostage at cost | UnverifiedNot verified |
| AIWhat the AI is trusted to do. | ||
| AI Workflow Automation | IncludedMilo | UnverifiedNot verified |
| AI Reconciliation | Included | UnverifiedNot verified |
| AI Voice Agent | IncludedSMPLR Voice | UnverifiedNot verified |
| AI Chat Agent | Included | UnverifiedNot verified |
| AI Meeting Minutes | Included | UnverifiedNot verified |
| AI Document Search | IncludedCited answers | UnverifiedNot verified |
| CommercialsTrying it, joining, and leaving. | ||
| Free Trial | Included30 days, no card | UnverifiedNot verified |
| Migration | IncludedWhite-glove | UnverifiedNot verified |
| Commitment | IncludedMonthly, cancel anytime | UnverifiedNot verified |
The HOA OS column is compiled from that vendor's own published product, pricing and help pages, and from published comparisons, as of August 2026. Unverified means we could not confirm it publicly — not that the capability is missing; Not offered appears only where a source states the absence. Included · per use means it is in the plan but billed by usage, like postage or a per-check fee. Third-party means the job gets done, but on an outside tool the vendor points you to rather than inside the product — the vendor's own material has to say so before we mark it. The SMPLR column repeats what our own product and pricing pages already claim — including where our honest answer is “no.” Sources are at the foot of this page, and corrections are welcome.
Where HOA OS is genuinely strong.
Overlap is real
Any serious all-in-one will cover dues, a portal, documents and requests. Those table stakes are not where a decision should be made — the rows below are.
Verify us the same way
Our pricing, uptime and security posture are published pages, not slides. Hold whoever else is on your shortlist to the same standard, and hold us to it too.
What you get on SMPLR that changes the week.
One ledger, one record, one thread
Payments, violations, ARC files, calls and every message about a home hang off the same owner record. No exports between modules, no reconciling two systems at month end.
The AI is the operating layer
Milo works the queue — sends the reminders, answers routine homeowner email, drafts the broadcast, prepares minutes, and answers the phone — with approval gates the board controls.
Paper, phone and web in one place
Certified USPS notices, a lockbox, printed checks with Positive Pay, a community phone line, email and SMS, and a public website on your own domain — all resolving back into the same inbox.
Published price, no modules
$54/month at our 25-home minimum, sliding down per home as you grow, and the same product across a management company's whole portfolio. Every feature included, migration included, cancel any time.
The meeting itself is in the product
Ask where the video actually runs. On SMPLR it runs here: owners join from the portal they pay dues in, there is a dial-in number for the member with bad WiFi, attendance and quorum are counted as people arrive, motions and votes are recorded live, and the recording and transcript become the minutes. A platform that hands you a Zoom link has left the busiest night of the year outside the system of record.
Switching
Migration is included, and we do it.
Hand us your last twelve months of bank statements, your owner roster, your governing documents, and your violation history. We migrate the ledger, the unit records, and the document vault — typically in under two weeks, with one email to homeowners at the end.
- No migration or setup fee, at any size
- Opening balances reconciled with your treasurer before go-live
- Autopay re-enrollment handled for owners, not restarted
- 30-day free trial, no card, cancel any time
Questions
Straight answers about the switch.
Still deciding? Tell us your home count and what you run today, and we will tell you honestly whether we are the better fit.
Talk to salesWhy is the comparison column empty?
Because we only publish competitor facts we can source to a vendor's own public pages, and we could not verify HOA OS pricing or a feature matrix as of August 2026. Send us current material — or a written quote — and we will fill the column in, including anywhere they beat us.
What should a board ask on every demo?
Show me one homeowner end to end. Show me the month-end close and the bank reconciliation. Show me a certified violation notice going out with its tracking. Show me the election. Show me the total first-year cost for our home count.
What separates an operating system from a bundle?
Whether the parts share one record. If violations live in one module, payments in another, and the website is a separate product with its own login, you have a suite — and you will feel it every month end.
Can we try it before committing?
Thirty days free, no card, no contract, and migration is included if you stay. Load your real roster and close a real month before you decide.
The rest of the shortlist.
Sources
Competitor pricing and capabilities change. We check these pages on a schedule and date them at the top — if something here is out of date or wrong, email hello@madesmplr.com and we will fix it.
Start with one community. Or all forty.
Free for thirty days. No card required.
For management companies with 500+ doors, ask about Multi-Portfolio onboarding.