Notice periods
How much warning a violation notice, a hearing, a board meeting, and an annual meeting each require — and whether email counts as delivery in your state.
State-by-state guide · reviewed August 2026
Your covenants are only half the rulebook.
The other half is state law, and it decides how much notice a violation needs, whether a homeowner gets a hearing, what records you must hand over, and how a lien is perfected. Here is what to read for your state, and the six questions every board should be able to answer about its own.
What to look up, whatever state you're in.
Every state answers these differently, and getting one wrong is how a properly issued fine gets thrown out two years later.
Hearing rights
Whether an owner can demand a hearing before a fine sticks, who may sit on the panel, and what the record of that hearing has to show.
Records access
What an owner may inspect, how fast you must produce it, what you may charge, and which records you must withhold.
Assessments & liens
The steps before a lien attaches, what may be added to the debt, and whether payment plans are required to be offered.
Reserves & budgets
Whether a reserve study is mandatory, how often, and what must be disclosed to owners each year.
Meetings & voting
Open-meeting rules, when executive session is permitted, proxy and electronic voting, and what must appear in the minutes.
The statute your board should have on the shelf.
Nine states where the rules are most prescriptive — or, in Oklahoma's case, least. Read the act named here alongside your declaration and bylaws, in that order of authority.
California
Davis-Stirling Common Interest Development Act · Civ. Code § 4000 et seq.
Detailed annual disclosure obligations, reserve study requirements, and an internal dispute resolution process that generally comes before enforcement escalates.
California HOA lawsTexas
Residential Property Owners Protection Act · Prop. Code Ch. 209
Dedicatory instruments must be recorded, fines generally require notice and an opportunity to cure, and owners can request a hearing before the board.
Texas HOA lawsFlorida
Homeowners' Associations · Ch. 720 (condominiums: Ch. 718)
Official records access, budget and reserve disclosure rules, and pre-suit mediation or arbitration for several common categories of dispute.
Florida HOA lawsArizona
Planned Communities · A.R.S. Title 33, Ch. 16
Meeting and notice requirements, constraints on how violations are noticed and fined, and defined homeowner rights to association records.
Arizona HOA lawsColorado
Colorado Common Interest Ownership Act · C.R.S. Title 38, Art. 33.3
Associations must adopt and follow written governance policies — collections, covenant enforcement, records inspection — and follow prescribed steps before pursuing a debt.
Colorado HOA lawsNevada
Common-Interest Ownership · NRS Chapter 116
Unusually prescriptive procedures for hearings, fines, liens and foreclosure, with state-level oversight and an ombudsman for homeowner complaints.
Nevada HOA lawsNorth Carolina
Planned Community Act · Ch. 47F (condominiums: Ch. 47C)
Fines generally require notice and a hearing before an adjudicatory panel, and the claim-of-lien process follows defined statutory steps.
North Carolina HOA lawsWashington
Uniform Common Interest Ownership Act · RCW 64.90
A consolidated act covering notice, budget ratification, records, and reserve disclosure — with coverage that depends on when the community was created.
Washington HOA lawsOklahoma
Primarily the recorded declaration, plus Title 60 and the nonprofit corporation statutes
No single comprehensive HOA act. Your governing documents carry more weight here than in prescriptive states, which makes recording and following them precisely the whole ballgame.
Oklahoma HOA lawsAlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming
Every state above has its own page naming the act that governs associations there, the citation to look up, and how much of association governance the state legislates at all. For the vocabulary those acts use, see the HOA glossary.
General information, not legal advice. Statutes are amended every session, several of these acts apply differently depending on when a community was created, and your declaration may impose stricter requirements than the state does. Reviewed August 2026. Before you fine, lien, or foreclose, confirm the current text with counsel licensed in your state.
In SMPLR
State rules, encoded in the workflow.
Notice timing, hearing steps, and lien procedure are configured per state on the violations and calendar modules, so the software stops you before you skip a step — rather than after a homeowner's attorney does.
Oklahoma is configured today, with Texas, California, and Florida rule sets included. If your state isn't configured yet, we build it during your migration at no charge.
- Notice templates with the right timing per state
- Certified USPS mail with tracking recorded on the violation
- Hearing steps and outcomes kept on the association record
- Records requests fulfilled from one export
- Annual disclosures and budget packets assembled by Milo
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