State-by-state guideComprehensive act
HOA laws in Illinois
Illinois associations are governed by the Common Interest Community Association Act (765 ILCS 160), read together with your recorded declaration. Budgeting and financial reporting, disclosure, and member access to records. Condominiums sit under 765 ILCS 605.
What the statute does here
This state has a comprehensive act. Where it and your declaration disagree, the statute generally wins, and several of its procedures cannot be waived by the documents.
Governing act
Common Interest Community Association Act
Citation to read
765 ILCS 160
The six questions to answer for Illinois
Look each one up in 765 ILCS 160 and in your own declaration — whichever is stricter is the one that binds you. If a term in either one is unfamiliar, the HOA glossary defines all sixty-five of them.
- Notice periods. How much warning a violation notice, a hearing, a board meeting and an annual meeting each require — and whether email counts as delivery.
- Hearing rights. Whether an owner can demand a hearing before a fine sticks, who may sit on the panel, and what the record of that hearing has to show.
- Records access. What an owner may inspect, how fast you must produce it, what you may charge, and which records you must withhold.
- Assessments & liens. The steps before a lien attaches, what may be added to the debt, and whether payment plans must be offered.
- Reserves & budgets. Whether a reserve study is mandatory, how often, and what must be disclosed to owners each year.
- Meetings & voting. Open-meeting rules, when executive session is permitted, proxy and electronic voting, and what must appear in the minutes.
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