State-by-state guidePartial statute
HOA laws in New Mexico
New Mexico associations are governed by the New Mexico Homeowner Association Act (NMSA § 47-16-1 et seq.), read together with your recorded declaration. Focused on disclosure and recording of governing documents.
What the statute does here
This state legislates parts of association governance and leaves the rest to your declaration. Read both, and assume the declaration governs anything the act is silent on.
Governing act
New Mexico Homeowner Association Act
Citation to read
NMSA § 47-16-1 et seq.
The six questions to answer for New Mexico
Look each one up in NMSA § 47-16-1 et seq. and in your own declaration — whichever is stricter is the one that binds you. If a term in either one is unfamiliar, the HOA glossary defines all sixty-five of them.
- Notice periods. How much warning a violation notice, a hearing, a board meeting and an annual meeting each require — and whether email counts as delivery.
- Hearing rights. Whether an owner can demand a hearing before a fine sticks, who may sit on the panel, and what the record of that hearing has to show.
- Records access. What an owner may inspect, how fast you must produce it, what you may charge, and which records you must withhold.
- Assessments & liens. The steps before a lien attaches, what may be added to the debt, and whether payment plans must be offered.
- Reserves & budgets. Whether a reserve study is mandatory, how often, and what must be disclosed to owners each year.
- Meetings & voting. Open-meeting rules, when executive session is permitted, proxy and electronic voting, and what must appear in the minutes.
General information, not legal advice — and not yet reviewed by counsel. This page names the act that governs New Mexico associations and describes the kind of duty it creates. It deliberately states no notice period, cure window, fine cap or lien deadline: statutes are amended every session, several acts apply differently depending on when a community was created, and your declaration may be stricter than the state. Compiled August 2026. Confirm the current text with an attorney licensed in New Mexico before you act on any of it.
Other states
Start with one community. Or all forty.
Free for thirty days. No card required.
For management companies with 500+ doors, ask about Multi-Portfolio onboarding.